Wales
Scotland
London
Northern Ireland
Yorkshire and the Humber
North East
North West
South West
East Midlands
West Midlands
South East
Eastern
How do I get started?
You can apply for private medical care safely online by following our super-simple process, enter your details, speak to an expert and get 100% free, no obligation quotes.
< 40
40-49
60-69
50-59
70+
70+
60-69
50-59
40-49
< 40
How much would my medical insurance cost?
Select your age below to get started
What does the policy cover?
If you take out private medical insurance, it’ll cover the following:
- short-term illness
- acute illness
- disease
- injuries
Day-care surgery is also available and even the basic cover usually covers the cost for most in-patient tests and surgeries.
What can I claim for?
With a private medical insurance policy, you can claim for:
- Back or neck pain
- Heart disease
- Eye and ear problems
- Cancer
- Digestive system issues
< 40
40-49
60-69
50-59
70+
70+
60-69
50-59
40-49
< 40
Lengthy hospital queues are now a thing of the past for thousands of Brits who have finally taken control of their own healthcare.
Top 7 reasons to consider private medical insurance
1. No more lengthy waiting
lists - Private medical insurance will
ensure you skip the queues.
2. A private room - You won’t have to share a
room with countless other sick people.
3. Personalised care - Private
nurses and doctors usually have more time to give to their patients, which means better personal
attention.
4. Get the exact treatment you need - NHS treatments are
limited by government budgets - private care means you’ll get exactly the treatment you
need.
5. Peace of mind for your family - With private medical insurance,
your family can rest safe in the knowledge that you’ll always receive the best care.
6.
Problems dealt with before they could become serious
Minor health problems could
quickly become serious if not dealt with promptly.
7. Lock-in your good health
- Feeling good now? Let’s ensure it stays that way by having private medical care
on tap, whenever you need it.
What is private medical insurance?
Private medical insurance helps cover the cost of your medical expenses.
Plans can be designed specifically for you, to ensure you have the personalised cover you need.
Private medical
insurance will provide you and your family with
reassurance that you’ll get the care you need without the wait.
Select your age group to get started:
Private Medical Insurance • Save Money Today
If you’re a patient, that means you could spend more time waiting for your operation than ever before.
'Well above pre-pandemic levels.'
The increase in waiting lists is down to hospitals struggling to get back to full strength after covid.
Fewer operations are being done as NHS waiting list hits seven million.
The waiting list for hospital treatment has hit a record high of seven million in England, latest figures show.**
This means you simply can’t be guaranteed the treatment you may need in good time.
The good news? There’s an alternative - private medical insurance.
Private medical insurance will ensure you get the treatment you need as soon as possible. It’s a great way to invest in your future self.
Why You Should Get Private Medical Insurance
Advertorial
| Last Updated 22nd December 2025
By Laura Harriet
THIS IS A PROMOTED STORY (ADVERTORIAL) AND NOT A NEWS ARTICLE or BLOG.
Save Money Market is a general interest website containing articles about a wide variety of subjects.
Many of these articles are what is commonly referred to as
Advertorials. The term "advertorial" is a combination of "advertisement" and "editorial" written
in an editorial format as an independent news story, when in fact the advertisement may promote a
particular product or interest.
Advertorials take factual information and report it in an
editorial format to allow the author, often a company marketing its products, to enhance or
explain certain elements to maintain the reader's interest.
A familiar example is an
airline's in-flight magazines that provide editorial reports about travel destinations to which
the airline flies.
Insurance details published on this site are for information purposes only and do not constitute financial advice.
How We Support Our Statement
*Premiums may vary depending on each individual’s circumstances. The £23 from price is based off a 30 Year Old Individual, Mid Level, 200 excess outside of London.
** SKY News: https://news.sky.com/story/nhs-waiting-list-increases-for-first-time-in-seven-months-13368251
Private Medical Insurance That's Sweeping the UK
FT
Article
Yahoo Finance Video
Daily Mail
Health Insurance Taking The UK By Storm
CNN Article
Why
UK Residents are Opting for Private Medical Insurance
Yahoo News Article
UK
Residents Are Beating Long Hospital Waits With This
Insurance
Skip
The NHS Queue With This Health Insurance
Mirror Article
Guardian Article
IFA Magazine
Article
Private Medical
Insurance coverage typically starts from the first day of your policy, but you won't usually be covered
for pre-existing conditions. You can generally make a claim as soon as you have symptoms or need
treatment, but it's crucial to first consult your GP for a referral and then pre-authorise treatment
with your insurance provider.
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